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Funding Requirements:

Scores

EX, EQ and TU scores must be 660+. Get your real scores here for $1.

Monitoring

Must maintain our credit monitoring account by clicking this link

3 Accounts+

Must have at least 3 primary credit accounts with at least 6 months history.

50% Utilization

Overall credit report should be under the 50% credit utilization threshold.

Disputes

Must have no current accounts in dispute or fraud statements.

Collections

Must have no recent collections, preferably within the last 12 months.

Inquiries

Must have less than 8 inquiries per Bureau within the last 12 months.

Bankruptcy

Bankruptcies must be no less than two years old, but preferably none.

Government I.D.

You must have a government issued State I.D., Passport or Driver’s License along with a selfie.

Social Security Card

Must have a social security # and card to submit color copies of the front & back.

Bank Account

Must have a personal bank account. No business or pre-paid card accounts allowed.

Minimum Income

Income must be greater than $30,000 (no exceptions) and must be proven through documentation.

Application

Once the prerequites are in place, proceed to the application by clicking here.

Signed Contact

Before moving into the funding phase, a contract must be signed for authorization.

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