Funding Requirements:
Scores
EX, EQ and TU scores must be 660+. Get your real scores here for $1.
Monitoring
Must maintain our credit monitoring account by clicking this link
3 Accounts+
Must have at least 3 primary credit accounts with at least 6 months history.
50% Utilization
Overall credit report should be under the 50% credit utilization threshold.
Disputes
Must have no current accounts in dispute or fraud statements.
Collections
Must have no recent collections, preferably within the last 12 months.
Inquiries
Must have less than 8 inquiries per Bureau within the last 12 months.
Bankruptcy
Bankruptcies must be no less than two years old, but preferably none.
Government I.D.
You must have a government issued State I.D., Passport or Driver’s License along with a selfie.
Social Security Card
Must have a social security # and card to submit color copies of the front & back.
Bank Account
Must have a personal bank account. No business or pre-paid card accounts allowed.
Minimum Income
Income must be greater than $30,000 (no exceptions) and must be proven through documentation.
Application
Once the prerequites are in place, proceed to the application by clicking here.
Signed Contact
Before moving into the funding phase, a contract must be signed for authorization.