Funding Requirements - Hills Credit

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Funding Requirements:

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Scores

EX, EQ and TU scores must be 660+. Get your real scores here for $1.

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Monitoring

Must maintain our credit monitoring account by clicking this link

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3 Accounts+

Must have at least 3 primary credit accounts with at least 6 months history.

50% Utilization

Overall credit report should be under the 50% credit utilization threshold.

[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_column_text css=”.vc_custom_1589795740904{margin-bottom: 3em !important;padding-top: 5vh !important;}”]Start the Application[/vc_column_text][/vc_tta_section][vc_tta_section title=”2. Credit Don’ts” tab_id=”1589759833549-77beb133-95bc”][vc_row_inner][vc_column_inner width=”1/2″][gem_image position=”centered” disable_lightbox=”1″ effects_enabled=”1″ width=”40%” height=”auto” src=”1507″][vc_column_text]

Disputes

Must have no current accounts in dispute or fraud statements.

Collections

Must have no recent collections, preferably within the last 12 months.

Inquiries

Must have less than 8 inquiries per Bureau within the last 12 months.

Bankruptcy

Bankruptcies must be no less than two years old, but preferably none.

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Government I.D.

You must have a government issued State I.D., Passport or Driver’s License along with a selfie.

Social Security Card

Must have a social security # and card to submit color copies of the front & back.

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Bank Account

Must have a personal bank account. No business or pre-paid card accounts allowed.

Minimum Income

Income must be greater than $30,000 (no exceptions) and must be proven through documentation.

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Application

Once the prerequites are in place, proceed to the application by clicking here.

Signed Contact

Before moving into the funding phase, a contract must be signed for authorization.

[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_column_text css=”.vc_custom_1589795793023{margin-bottom: 3em !important;padding-top: 5vh !important;}”]Start the Application[/vc_column_text][/vc_tta_section][/vc_tta_tour][/vc_column][/vc_row][vc_row disable_element=”yes”][vc_column][vc_tta_accordion style=”flat” shape=”square” color=”white” c_icon=”chevron” c_position=”right” active_section=”1″][vc_tta_section title=”Step 1: Determine how much you need” tab_id=”1589768162494-1f6ec2ad-aec0″][vc_column_text]The first requirement is to know how much funding you need and why? Knowing whether you’re looking to secure $10,000 or $400,000 is important for our team to choose the best method and position to place you in for maximum funds.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Step 2:Check your credit report & scores for $1″ tab_id=”1589768162525-80c9b7ca-5308″][vc_column_text]Before you can know whether you’re fundable or not you’ll need to pull your report and see your real credit scores. You can purchase your full report and scores for $1 at this link. When you get your username and password, you’ll send them to [email protected] so we can conduct our evaluation and determine how quickly we can position you for your desired funding amount.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Step 3: Decide if you need credit assistance” tab_id=”1589768719524-ddab1b30-4676″][/vc_tta_section][vc_tta_section title=”Step 4: Prepare your supporting documents” tab_id=”1589768741710-dd1e1260-5e51″][/vc_tta_section][vc_tta_section title=”Step 5: Fill out our application” tab_id=”1589768775879-5351ccc8-1225″][/vc_tta_section][vc_tta_section title=”Step 6: Progress through the Funding Phase” tab_id=”1589768796351-c06fb286-571e”][/vc_tta_section][vc_tta_section title=”Step 7: Decide on subsequent funding rounds” tab_id=”1589768821638-e0119ec4-d606″][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row]