Must have at least 3 primary credit accounts with at least 6 months history.
Overall credit report should be under the 50% credit utilization threshold.
Must have no current accounts in dispute or fraud statements.
Must have no recent collections, preferably within the last 12 months.
Must have less than 8 inquiries per Bureau within the last 12 months.
Bankruptcies must be no less than two years old, but preferably none.
You must have a government issued State I.D., Passport or Driver’s License along with a selfie.
Social Security Card
Must have a social security # and card to submit color copies of the front & back.
Must have a personal bank account. No business or pre-paid card accounts allowed.
Income must be greater than $30,000 (no exceptions) and must be proven through documentation.